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It only takes ten minutes
to apply
Applications can be completed in as little as 10 minutes, with
a decision often made the same day.
Apply now
01 It only takes ten minutes to apply Applications can be completed in as little as 10 minutes, with a decision often made the same day.
02 Receive your loan offer We review your application and show you what your repayments will look like.
03 Complete the paperwork and receive your money. Fast. The loan agreement is sent to you electronically, and if you're happy, sign and return. Funds are transferred to your account that day.

Flexible, fair and fast

Get the working capital your business needs, when you need it. Unlike borrowing from a bank, our application process is all online so it's quick and easy to complete. That allows gkCredit to put funds in your account often within 24 hours of applying.

  • Funding 24/7

    You can apply for funding 24/7, including bank holidays. We aim to pay out your loan within 24 hours of receiving your application.

  • Funds for any purpose

    Our system focuses on debt servicability, allowing you to use your loan funds for any purpose. In some instances, we may ask for increased security based on the results of our risk and affordibility assessment.

  • Unsecured Finance

    Our loans are unsecured, which means no expensive legal fees or paperwork delays. All we require is a personal guarantee of a company director.

  • Transparency

    We believe in being transparent. All interest cost and charges are presented to you clearly before you electronically sign a loan agreement.

  • Pay early and save money

    We offer you flexibility to pay your balance at any time with no early repayment fees. Pay early and save on interest. Use us again whenever you require.

  • Second loans whenever you need them

    Second loans are even easier - just log in, tell us how much you need, and click apply.

Our minimum eligibility criteria

  • Applicants must be at least 18 years of age

  • Applicants must be a company director

  • UK registered limited company

  • Minimum annual turnover of £50,000

  • Hold a UK business bank account

  • Minimum of 12 months trading history

Speak to your dedicated account manager

Contact us by phone or email for help with your application whenever you need it.

Get in touch
What our
customers say
Small business loans with {{ projectName }} are quick, simple, and secure. Here are what customers have to say about their experience with {{ projectName }}.
Lydia Gardner FLORIST I have just tried {{ projectName }} for the first time and received my loan really quickly. All I needed to do was choose the amount I wanted to borrow and decide how long I wanted to pay it back. I had a few questions but the relationship manager assigned to our application was very proactive in helping me through. It was so fast and easy that I was done in 5 minutes. I am very grateful to {{ projectName }} for making it so easy to get the funding for my business! Colin BrownBAKER I was really suprised to receive my loan money in such a short time after my application was accepted. The process was very easy, clear and fast, and it would have taken months to get it from the banks. There was no paperwork or hidden costs. The online application system gives you the option to choose how much time you need to pay the loan back and I have the option to make early repayments to save on interest costs. I am very glad I decided to go with {{ projectName }}.

Quick, flexible, and fair funding for your needs.