Empowering Fintech Lending

We are one of the leading Fintech groups focusing on consumer and small business lending through our partners across 6 countries. Our technology driven credit scoring and digital approach has helped our partners lend and recover over 300,000 loans to date.

Lending $ millions monthly to consumer and small businesses

Active in 6 countries and growing our partner network rapidly

Over 100,000 customers served through innovative financing solutions

What we Do

Our Product and Services

Consumer Loans 

We provide financing and infrastructure to consumer loan, short-term loan and P2P lending companies across 6 countries. Our strength comes from efficiently analyzing and processing customer & application data in our decision scorecards. 

Small Business Loans

We create opportunities for small businesses by providing them easily accessible, fair and transparent credit product and services. Companies can borrow from our partners mainly to boost their cash-flow and to grow their businesses.

Credit Analytics & Scoring 

We have unique AI and machine learning credit decision algorithms tailored for specific markets and segments. Lenders using our credit decision infrastructure has boosted their recovery performance in as short as 3 months.

About Us

We are committed to build World’s finest credit services

Our mission is to offer fair, transparent and easily accessible credit facilities to consumer and small businesses. We believe that borrowing should be a seamless experience, free of any paperwork and long waiting times. Through efficient use of advanced technologies, we reduce application times by matter of seconds and serve to thousands of customers daily. We create value for our partners by empowering them with tools to operate in the lending space through a technology-driven process.

Our Process

We place data and customer experience at the heart of our lending process

Digital Application

A frictionless loan application process available through web and mobile channels.

Decision Engine

AI driven credit decision engine that takes into account a customer’s 4,000+ data points.


Loans are disbursed in minutes due to our vast network of payment service providers.


We offer a multitude of repayment options from bank-transfer to offline in-store payments.

Contact Us

Join Our Network of Lending Companies

We are currently offering our digital lending infrastructure, credit-decision and scoring system and loan-book financing services together or separately to our partners. Get in touch with us to learn more about we can partner to create a better credit solution to your clients.